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Disaster can happen at any time and they will give you harm that cannot be repaired. With the help of home insurance, you can rest assured that you house is completely safe and secured against the natural calamities, theft, riot and many more. There are two kinds of home insurance one, building insurance that covers your house including fittings and fixtures and the second, content insurance covering your belongings, which you can take with you.
What does home insurance cover?
Home insurance proves to be beneficial for you when damage occurs due to the following reasons:
- Explosion, earthquake, lightning and fire
- Subsidence, heave or landslip
- Floods and storms
- Malicious damage
- Damage due to the attempted theft or theft of property
- Leaking pipes and water tanks
- Oil leaks from the heating systems
- Breakage of satellite receivers, radio or TV
- Falling trees or its branches
- Impact from animal, vehicle or aircraft
For most of the policies, breakdown or damage that takes place due to the poor workmanship, home maintenance costs, usual wear and tear, etc. are excluded.
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Home Insurance Guide
Many kinds of insurance policies are available in the market but home insurance is the most important one. Two types of home insurance policies are present in the market one of which covers the building and the second one, covers the movable property or contents.
The building insurance includes the entire house along with fittings and fixtures like fitted decorative elements, fitted cupboards, bath and shower, fitted kitchen components, etc. Garden sheds and garages are too included but there are many insurance policies that do not cover things like swimming pools, boundary fences, driveways, gates and fences.
Movable Property or Contents
It means everything in the home that an owner can take with him whenever he shifts.
In case you wish to compare home insurance policies offered by the leading service providers then you are advised to come to us.